When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Related Content Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years. Dog Bites Neighbor. Now What? Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian? Buying vs. Leasing a Car Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.