Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Related Content When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. From Boats to Brokers From the Dutch East India Company to Wall Street, the stock market has a long and storied history.